- Investing with attractive returns
- Sustainable holiday homes
- Combination of own use and letting possible
Financing a vacation home
If you are interested in purchasing a vacation home, it is understandable that you would research various financing options. A vacation home is, after all, an expensive investment. Perhaps your equity is insufficient to cover the full purchase price of a home, or you deliberately want to take out a loan for a vacation home. There are various financing options for purchasing a vacation home, and we will be happy to help you make a well-considered choice.
Using a vacation home as you please
If you choose a vacation home at Resort Valley, you can choose to just rent out the home to receive an attractive fixed return. You can also opt for a combination of personal use and renting out, which means that in addition to receiving a return on rental income, you can also personally enjoy your own vacation home in the Veluwe. To finance your vacation home, you can choose from various options:
A common option for financing is through a mortgage. Not every lender wants to finance a recreation home, and mortgages that are granted only cover 60 to 70% of the value.
If you own a private company (bv), you can loan money from your own bv as private person, in order to finance the purchase fee yourself. This financing option can give various fiscal advantages.
Using capital gains is also a commonly used financing option. You increase the value of your current mortgage and can use the capital gains that are returned.
Your own capital can immediately cover the full purchase fee or a large part of the financing, significantly lowering loan amounts and making the conditions more attractive.
A personal loan offers more flexibility and less complexity if you do not wish to take out a mortgage. Monthly repayments and a shorter duration are advantages of this private loan.
Do you have a question about a recreation home that is to be financed, or do you want to learn more about a certain type of loan to finance a holiday home? Schedule an appointment with our sales consultant Thij. He is happy to provide you (without any strings attached) with the correct, tailored advice regarding financing your dream home.
View some of our homes:
Vacation rentals at Resort Valley
The luxury vacation resort Resort Valley is located in the heart of the Veluwe. These exclusive homes accommodate 6 to 24 persons and have high-quality furnishings, ensuring you won’t have to compromise on luxury or comfort. The homes feature wellness facilities such as indoor pools, saunas, and hot tubs. Enjoy the nature of the Veluwe without a care in the world and earn an attractive fixed return of as much as 8%! Are you curious about the financing options? Please contact our sales agent, Thij, or schedule your visit to Resort Valley right away.
